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Welcome to Employee Benefits!

Open Enrollment is happening now from April 25-May 31!

The Town of Danvers offers the following benefits to benefit eligible (those individuals who work 20 hours or more per week), active employees and/or retirees:

Health Insurance – Blue Cross Blue Shield 

Please see links below for more information on the Health Plans offered to the eligible active employees and retirees:

FY23 Plan Comparison Chart helps break down all four plans and includes employee contribution rate information.

Danvers E-Kit:  This is an online portal that is designed specifically for the Danvers Health Insurance Plans and allows employees to review important plan details including benefits summaries & coverage, plan education, tools to find doctors and pharmacies and additional helpful resources.

Health Savings Accounts and Flexible Spending Accounts – Health Equity: 

*All employees participating in the FSA, LPFSA and Dependent Care Flexible Spending Program(s) must complete a new enrollment form. If we do not received a form, your FSA, LPFSA and Dependent care account will not be renewed.

2022 Contribution Limits: 

HSA – $3650 (Individual) / $7300 (Family)

FSA & LPFSA – $2850

Dependent Care – $5000

Please visit to find out more information on these saving accounts. Additionally, we encourage all employees to reach out to Health Equity Account Mentors at 866-346-5800. They are available every hour of every day to assist your employees.

Dental Insurance – Blue Cross Blue Shield 

Please see links below for more information on the Dental Plans offered to the eligible active employees and retirees:

Town of Danvers Dental Blue Freedom – Standard Plan 
Town of Danvers Dental Blue Freedom – Buy Up Plan 

Voluntary Vision Plan – Blue Cross Blue Shield 

The Blue 20/20 Vision plan provides significant savings for all your optical needs, including frames, contact lenses and exams. You will receive a frame and contact lenses allowance, plus continuous discounts. You can only sign up for this plan during open enrollment. If you leave the plan, you cannot re-enroll until after two (2) years. Please click below for more information.

Voluntary Vision Plan Information

Town of Danvers Opt-Out Program

This Program is available to all full-time employees eligible to participate in the Town of Danvers healthcare plans or current retirees who are not yet Medicare Eligible. The purpose of this program is to offer a one time incentive to employees who may be eligible to obtain alternative healthcare from another source.

Please Click here for more information including Opt-Out Form.

Life Insurance

The Town offers Basic and Optional Group Life Insurance in the amount of $10,000 through Boston Mutual Life Insurance Company to all active, benefit-eligible employees at a cost of $5.80/month. Additional Optional Life Insurance is also available for purchase and sold in $1,000 increments up to $1,000 less than the employee’s annual salary, with a maximum of $74,000.  Premiums are based upon the employee’s age, with Basic Life as a pre-requisite. For more information, Please contact [email protected]


Please see the link below for more information on the products offered by AFLAC.

Products Information – AFLAC

Mission Square 457

This is a 457 Deferred Compensation Retirement Plan for active, full-time, employees.  This is a pre-tax deduction taken each pay period in the amount elected by the employee.  There is no open enrollment period for this plan. The employee may sign up at any time during his/her employment with the Town. For more Information please contact [email protected]

Credit Union

A credit union is a not-for-profit, democratically controlled, cooperative financial institution owned by its members. This structure places primary emphasis on service to all its members. Credit unions are strong, consumer-friendly organizations that strive to give a good value to members through the many economical products and services they offer. The focus is on saving members money on their everyday financial needs. As an employee of the Town of Dancers you are eligible to join the Danvers Municipal Credit Union.

For additional information please contact:

Elaine Ardini, Benefits Coordinator at 978-777-0001, Extension 3032, or email [email protected]


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